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Top 24 Payment Experience Apps for Shopify Stores in 2026

Create a frictionless payment experience with the best Shopify payment apps. Add express checkout options like Apple Pay and Google Pay, display trust badges, enable multi-currency payments, and reduce cart abandonment at the final step.

A smooth checkout directly impacts your conversion rate. Pair these apps with buy now pay later tools and cart customization apps for the ultimate conversion optimization setup.

Top Payment Experience Apps

1

Koin Cashback & Store Credit

4.9

Use native Store Credit to set cashback and rewards for any customer action that drives retention.

120 reviews given by store owners

Built for Shopify Free plan Since 2024
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2

SPD Split Payment & Deposit

4.8

Offer your customers the flexibility of split/partial payments and deposits to accelerate purchases.

What merchants say: Merchants highly recommend this app for its installment payment capabilities, especially useful for high-value items like custom guitars. It's praised for easy setup, seamless Shopify integration, and no sales fees, enhancing conversion rates. The app's reliability and responsive customer support are frequently highlighted, contributing to increased orders and customer satisfaction by offering flexible payment options.

105 reviews given by store owners

Built for Shopify Free trial Since 2017
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3

Scala Parcelamento Installment

4.9

Show your payment processor installments/parcelamento options below all prices in your store pages

What merchants say: Merchants highly value this app for its ability to display installment options on product pages, boosting conversion rates by reducing customer hesitation. It offers flexible pricing and discounts, easy configuration, and seamless integration with various themes. The app also features installment simulations for transparency and does not negatively impact website performance. Support is praised for being quick and efficient, especially in resolving theme-specific issues.

99 reviews given by store owners

Built for Shopify Free trial Since 2022
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4

PayRules: Hide Payment Methods

4.9

Hide COD, PayPal, Stripe, Bank Deposit or any payment methods at checkout using multiple conditions

93 reviews given by store owners

Built for Shopify Free plan Free trial Since 2024
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5

Deposit & Partial Payment Depo

4.5

Manage partial payment split payment, preorder and deposit on online and draft orders. COD Supported

What merchants say: Merchants appreciate this app for enabling partial payments and deposits, particularly useful for high-value transactions and reducing COD returns, especially in the Indian market. It supports various business models and integrates well with other apps, like those for appointment bookings. The customer support is highly praised for its responsiveness and efficiency, even on weekends, enhancing payment management and customer satisfaction.

90 reviews given by store owners

Built for Shopify Free trial Since 2020
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6

Downpay: Partial Pay & Deposit

5.0

Offer deposit and split payment to improve pre-order sales and trust for customers.

77 reviews given by store owners

Built for Shopify Free trial Since 2023
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7

Sezzle Widget

3.3

Increase sales and average order value by displaying Sezzle installment payment options.

62 reviews given by store owners

Free plan Since 2022
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9

Layaway Control Panel

4.7

A control panel for management of Layaway orders placed via our Layaway payments method app.

What merchants say: Merchants appreciate this app for its seamless integration with Shopify and PayPal, enhancing checkout experiences and boosting sales with flexible payment plans. It's especially beneficial for larger purchases and attracts a broader customer base, including those preferring layaway options. The app is free for merchants, charges minimal fees to customers, and provides responsive customer support. It operates smoothly across multiple stores without slowing down the site.

40 reviews given by store owners

Built for Shopify Free plan Since 2016
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10

UnumPay

3.9

UnumPay lets you integrate 40+ gateways to accept payments and manage them from your store.

34 reviews given by store owners

Built for Shopify Free plan Since 2021
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11

Partialy ‑ Partial COD Deposit

4.5

Collect partial payments at checkout; enable deposits, COD fee or form & advance COD options.

29 reviews given by store owners

Built for Shopify Free plan Since 2025
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12

Try Before You Buy with Mirra

5.0

Try Before You Buy App for Fashion, Beauty & Lifestyle Brands

29 reviews given by store owners

Built for Shopify Free plan Since 2023
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13

Razorpay Affordability Widget

1.3

Increase customer conversions - Display EMI, Pay Later and Offers (to your customers)

18 reviews given by store owners

Since 2023
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14

Tabela Parcelamento Empreender

4.8

Mostre o valor parcelado na página do produto e adicione uma tabela de parcelamento com ou sem juros

16 reviews given by store owners

Built for Shopify Free trial Since 2021
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15

Komfortkasse offline payments

4.3

No more manual payment assignment: Komfortkasse automates payment by bank transfer

10 reviews given by store owners

Free plan Since 2022
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16

Clearpay On‑Site Messaging

2.8

Convert more Next Gen shoppers with Clearpay’s On-Site Messaging App

7 reviews given by store owners

Free plan Since 2022
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17

Appmax Antifraude

2.3

Orquestrador, antifraude e adquirência - tecnologia de pagamentos completa para máxima performance.

7 reviews given by store owners

Since 2023
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18

SpurIT Installment Invoices

4.2

Earn customer loyalty by letting them buy now, pay later. Offer flexible installment payment options

7 reviews given by store owners

Built for Shopify Free plan Since 2020
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19

seQura On‑Site Messaging

5.0

Increase conversion and recurrence with on-site messaging about seQura as a payment solution.

7 reviews given by store owners

Free plan Since 2023
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20

TryOnify: Try Now, Pay Later

5.0

Provide customers with a free trial shopping experience in minutes.

4 reviews given by store owners

Built for Shopify Free trial Since 2022
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21

Cleero: Auto Payment Matching

5.0

Matches incoming bank payments to the correct order and marks it as "paid". QR code payments.

3 reviews given by store owners

Free plan Since 2025
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22

Bread Pay Messaging

4.5

Bread Pay offers an easy and convenient way to buy the things you want now and pay over time

3 reviews given by store owners

Free plan Since 2022
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23

Klarna

1.0

Boost conversions with Klarna

3 reviews given by store owners

Free plan Since 2022
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24

Webpay

3.7

Pasarela de pago Transbank Webpay

3 reviews given by store owners

Free plan Since 2025
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